Aura Group

As the global economic landscape navigated another year of heightened uncertainty and subdued conditions, Aura Credit Holdings remained steadfast in its commitment to delivering value, adapting to change, and laying the groundwork for future growth. continue…

by Brett Craig Posted in Aura Group.

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The Australian Financial Review (AFR) is reporting the Reserve Bank of Australia (RBA) has estimated that the Australian private credit market has grown to around $40 billion, or around 2.5 per cent of total business lending¹, and my friends at Tanarra Capital have predicted Australia’s market will continue to expand with attractive yields helping the asset class win share from more volatile equity markets². continue…

by Roger Montgomery Posted in Aura Group.

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In today’s dynamic financial landscape, private credit has emerged as a compelling alternative for investors seeking attractive yields with minimal volatility. But as the asset class grows, understanding the details and risk is crucial. continue…

by Roger Montgomery Posted in Aura Group, Whitepapers.

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With a legacy exceeding 14 years, Montgomery Investment Management is committed to preserving and growing the wealth of individual investors and their families.  

Over that decade and a half, we’ve watched the unique needs and goals of over 10,000 investors change and mature, and we’ve responded by innovating and expanding our range of investment strategies.   continue…

by Roger Montgomery Posted in Aura Group.

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In this video, Brett Craig from Aura Credit Holdings addresses the myth that private credit is illiquid and funds are locked until maturity. He explains that the Aura Private Credit Income Fund offers monthly liquidity windows, allowing investors to redeem funds from available cash or loan repayments. continue…

by Roger Montgomery Posted in Aura Group, Video Insights.

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In this short video, I was joined by Brett Craig, Director at Aura Credit Holdings, our partner in private credit, to addresses a common misconception: that private lending is only for distressed businesses. Brett explains that the Aura Private Credit Income Fund does not deal with distressed debt but focuses on providing capital to quality Australian businesses. After regulatory changes post-GFC, major banks shifted focus, leaving a $400 billion funding gap that private credit funds are now filling to help these businesses grow and thrive. continue…

by Roger Montgomery Posted in Aura Group, Video Insights.

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In this short video I was joined by Brett Craig, Director at Aura Credit Holdings, our partner in private credit to discuss a common myth that private credit does not perform well in disruptive economic conditions. With some private credit funds being relatively new, and not having experienced a full economic cycle, we dive deeper into this topic.   continue…

by Roger Montgomery Posted in Aura Group, Video Insights.

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In this short video I was joined by Brett Craig, Director at Aura Credit Holdings, our partner in private credit for a brief discussion on managing risk through diversification in investment funds. I introduce the concept by addressing a common myth that private credit may not be diversified enough. Brett explains the approach with the Aura Private Credit Funds which focuses on diversifying risk across various industries, geographies, and lenders.   continue…

by Roger Montgomery Posted in Aura Group, Video Insights.

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In yesterday’s interview with Ausbiz, we discussed the rising importance of private credit as a key asset class, with projections indicating it could double by 2028 to nearly $2.8 trillion. I explained that traditional 60/40 portfolios are becoming less effective due to the increased correlation between bonds and equities. By reallocating part of the fixed income exposure to private credit, investors can achieve higher returns and fewer losing years. A portfolio mix of 40 per cent equities, 30 per cent fixed income, and 30 per cent private credit not only enhances performance but also reduces volatility, providing greater portfolio stability without compromising equity exposure. continue…

by Roger Montgomery Posted in Aura Group, TV Appearances.

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The question, ‘my parents are cash-strapped, so why don’t they sell their house?’ is a familiar topic of discussion among us, Gen X’ers, aged between 43 and 59 in 2024.

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by Roger Montgomery Posted in Aura Group, Property.

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