Property
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Will the non-major banks follow the big boys in lifting rates?
Stuart Jackson
August 6, 2015
The Reserve Bank of Australia released its June credit data last week. The data continued to show strong growth in investment mortgages, with outstanding loans increasing 10.7 per cent on the same time last year. This remains above APRA’s targeted ceiling growth rate of 10 per cent and represents a slight acceleration in the rate of growth relative to the May data. continue…
by Stuart Jackson Posted in Financial Services, Insightful Insights, Property.
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Value in REA-lty
Scott Shuttleworth
July 29, 2015
There’s no doubt that REA Group Limited (ASX: REA) has been an excellent performer in terms of share price over the past decade, it’s up over 2,600 per cent. We now ask, with questions arising about a potential housing bubble and maybe even a looming burst just around the corner, will REA be able to maintain this?
The answer may surprise you. continue…
by Scott Shuttleworth Posted in Insightful Insights, Property.
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Will APRA remove some of the fuel from the housing fire?
Stuart Jackson
June 30, 2015
The Reserve Bank of Australia recently released private sector credit data which showed another month of strong growth. The RBA has raised concerns regarding the rate of growth in lending on speculative assets, and housing in particular, for some time. Glenn Stevens stated recently that he views some developments in the Sydney property market as “crazy” and “acutely concerning”. continue…
by Stuart Jackson Posted in Insightful Insights, Property.
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Community Service Announcement for Sydneysiders
Ben MacNevin
June 16, 2015
After a comprehensive review of Australia’s infrastructure projects, there is one thing that is very clear. Sydneysiders must brace for significant disruption. continue…
by Ben MacNevin Posted in Insightful Insights, Property.
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Leverage
Tim Kelley
May 19, 2015
Interesting to see the comments this week from ASIC chairman Greg Medcraft in relation to house prices, and the swift rebuttal from the Housing Industry Association (HIA). For those who came in late, the HIA position seems to be that there is currently no cause for alarm, although we could be in shaky territory in 12 months’ time if recent growth rates continue. ASIC, which presumably has no vested interest in continuing strong house prices, seems to be concerned that we may already be in bubble territory.
by Tim Kelley Posted in Insightful Insights, Property.
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Housing Bubble?
Roger Montgomery
April 15, 2015
My friends Ticky Fullerton and Michael Yanda at the ABC are running a three part series on Sydney’s property market. continue…
by Roger Montgomery Posted in Insightful Insights, Property.
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Should interest rates be lower?
Tim Kelley
April 9, 2015
The Reserve Bank of Australia (RBA) surprised the market this week by not lowering official interest rates. While the RBA statement did note that the Board would have a think about lowering rates in the period ahead, the market was pretty sure a cut was in the bag. As a result, a Tuesday morning rally in the equity market made a sudden about face when the news was released. continue…
by Tim Kelley Posted in Economics, Insightful Insights, Property.
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Dear Property Speculator…
Roger Montgomery
March 30, 2015
Concentrate. Money has a price. The price of money is the interest rate. Lower the price and demand increases. It’s the same with credit. The price of credit is the interest rate. Credit is money. Lower the price of credit and more people borrow. But there is a problem for central banks who like to use the price of money and credit as a tool for manipulating or fine tuning the economy. That problem is the bluntness of the tool. continue…
by Roger Montgomery Posted in Insightful Insights, Property.
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Missed the Property Boom?
Roger Montgomery
March 17, 2015
Global real estate agents are opening shop in China and becoming “gold digging” tour operators for wealthy Chinese to find and buy property around the world. continue…
by Roger Montgomery Posted in Insightful Insights, Property.
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Do Property Prices Ever Fall?
Roger Montgomery
February 11, 2015
It was December 14, 2011. The Australian Resource Boom was in full swing and the Pilbara was ground zero. In Port Hedland the median house price had almost doubled in four years from $600,000 in 2007 to more than $1 million, according to Real Estate Institute of WA figures. In Wedge Street, you needed plenty of ‘wedge’ – $995,000 to be exact – to buy a brand new ‘off the plan’ two-bedroom unit in a multilevel apartment complex.
by Roger Montgomery Posted in Energy / Resources, Insightful Insights, Property.