ROGER MONTGOMERY Re-inventing the way you invest

Did the market sell off in late-2018 leave you feeling bearish? Read our global team’s thoughts here

Financial Services

Looking for value in the banks

Andrew Macken

May 31, 2018
There has been an ongoing crescendo in the commentary on the major Australian banks over recent weeks. As part of the Royal Commission, instances of unethical behaviour have been uncovered that has even surprised the most cynical amongst us. And this poses an interesting question for Australian equity investors. continue…

by Andrew Macken Posted in Financial Services

8 Comments

save this article

POSTED IN Financial Services
Let’s take a look at the banks’ results

Stuart Jackson

May 15, 2018
In the midst of the Royal Commission into Misconduct in Financial Services, the major banks have released their latest half yearly results. The market headed into the reporting period with a high degree of apprehension given the public backlash emanating from the revelations coming from testimony at the Royal Commission to date. continue…

by Stuart Jackson Posted in Companies, Financial Services

save this article

POSTED IN Companies, Financial Services
Four months can be a long time in the share market

David Buckland

April 19, 2018
“While the outlook for Blue Sky is easy to articulate, the execution is always more challenging…Our business is well placed to meet the inevitable challenges that lie ahead” quoted the 2017 Annual Report. continue…

by David Buckland Posted in Companies, Financial Services

4 Comments

save this article

POSTED IN Companies, Financial Services
Could the housing market be hit by tighter lending standards?

Andreas Lundberg

April 18, 2018
The Royal Commission into the Australian financial sector seems to be taking a dim view of the way lenders assess the expenditure of loan applicants. It’s possible it will recommend that banks check the actual level of spending of each applicant. This could have big ramifications. continue…

by Andreas Lundberg Posted in Editor's Pick, Financial Services

15 Comments

save this article

POSTED IN Editor's Pick, Financial Services
Are rising mortgage arrears a sign of trouble up ahead?

Andreas Lundberg

March 27, 2018
A new report confirms that mortgages in arrears are rising sharply. Is this just a blip, or a worrying sign that more and more Australian borrowers are struggling to meet their commitments? continue…

by Andreas Lundberg Posted in Editor's Pick, Financial Services

7 Comments

save this article

POSTED IN Editor's Pick, Financial Services
WHITE PAPER

THE MARVELOUS MR. MARKET

2018 was a year of rotations, corrections and volatility. Research presented in our latest Whitepaper shows that global equities have actually become cheaper – and arguably less risky – over the last four years. The upshot is that there are now many more attractive buying opportunities among global stocks.
download the whitepaper
Why the banks are cutting mortgage rates

Stuart Jackson

March 26, 2018
After raising standard variable rates on interest only and investment property mortgages in 2016 and 2017, the big banks have recently unwound some of these increases. This has surprised some observers. So, what’s going on? continue…

by Stuart Jackson Posted in Editor's Pick, Financial Services

4 Comments

save this article

POSTED IN Editor's Pick, Financial Services
High-risk loans are about to get more expensive

Stuart Jackson

March 2, 2018
Australia’s financial regulator, APRA, is looking to increase the number of mortgage categories that are to be penalised with an increase in regulatory capital by the banks. The higher capital requirements on these categories is likely to see riskier loans get more expensive. continue…

by Stuart Jackson Posted in Financial Services

save this article

POSTED IN Financial Services
How worried should we be about higher home loan rates?

Scott Shuttleworth

February 22, 2018
Around $60 billion of interest-only loans are due to reset over the next four years. According to the Reserve Bank, that could create wider problems if the economy turns down.
continue…

by Scott Shuttleworth Posted in Financial Services

2 Comments

save this article

POSTED IN Financial Services
How bad is Australia’s mortgage stress?

Stuart Jackson

February 14, 2018
The level of household financial stress in Australia is a key issue. This is because a significant pull-back in the financial position of households would have flow-on effects across the economy. So, the recent data released by the nation’s largest lenders provides an important reading of future trends. continue…

by Stuart Jackson Posted in Editor's Pick, Financial Services

15 Comments

save this article

POSTED IN Editor's Pick, Financial Services
Why growing household debt makes us concerned

Stuart Jackson

January 29, 2018
Latest figures show Australia’s household debt and gearing keep on rising, with the ratio of household debt to disposable income now at record levels. The recent rise has been largely due to the loan book growth of smaller institutions and non-traditional lenders, often to higher-risk borrowers. This is a worrying development. continue…

by Stuart Jackson Posted in Financial Services

4 Comments

save this article

POSTED IN Financial Services

1
2
3
4
5
6

MONTGOMERY TEAM MEMBERS