Aura Group

The Reserve Bank of Australia (RBA) board left the cash rate on hold at 4.35 per cent last week, in line with market expectations. The decision was made off the basis that “inflation continues to moderate, but remains high.” continue…

by Brett Craig Posted in Aura Group, Economics.

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Investors in the Aura High Yield SME Fund (for wholesale investors) have experienced returns of 9.61 per cent per annum, since inception, earning monthly cash income with no negative months nor loss of capital. *

In a world where the interest rate tide has been rising, savvy investors are sailing towards more stable horizons. The Aura High Yield SME Fund, designed for wholesale investors, has emerged as a beacon of consistent returns, offering a compelling case for investors looking to diversify their portfolios away from volatile seas. continue…

by Roger Montgomery Posted in Aura Group.

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The latest monthly consumer price index (CPI) read released last week, came in unexpectedly lower than anticipated, at 4.9 per cent in the 12 months to October. This follows the previous read of 5.6 per cent in September. With the 8.4 per cent peak recorded in December, inflation is continuing to follow a downward trend off the back of the Reserve Bank of Australia’s (RBA) best efforts to raise interest rates in order to achieve a slowdown in inflation. continue…

by Brett Craig Posted in Aura Group.

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On the day of the Melbourne Cup, the Reserve Bank of Australia (RBA) announced an increase of the official cash rate to 4.35 per cent. Interestingly, the term deposit rates offered by my friendly bank remained the same as the previous week. This suggested an unwillingness of the bank to increase interest rates on deposits, despite the 13^th RBA official cash rate hike in the past 18 months. continue…

by David Buckland Posted in Aura Group, Market commentary.

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Last week the team attended the Australian Securitisation Forum. The event is held annually and brings together the leading industry bodies, representing participants in the securitisation and covered bonds markets. continue…

by Brett Craig Posted in Aura Group.

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There’s some good news for a handful of the approximately 3000 Australians who retire every week, and some more challenging news for others. But, for all retirees, there are at least partial solutions to consider. continue…

by Roger Montgomery Posted in Aura Group, Investing Education.

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In the current financial climate, retirees and those approaching retirement are often caught between the Scylla and Charybdis of relatively low-interest rates and equity market volatility. The quest for a stable income solution has never been more pressing. continue…

by Roger Montgomery Posted in Aura Group, Market commentary.

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The International Monetary Fund (IMF) have called on the Reserve Bank of Australia (RBA) to raise interest rates further. ​ continue…

by Brett Craig Posted in Aura Group, Market commentary.

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The quarterly consumer price index rose 1.2 per cent over the September quarter and 5.4 per cent over the last 12 months. The quarterly result is higher than the 0.8 per cent rise reported in June, however the annual consumer price index (CPI) headline figure has dropped from 6.0 per cent. The September results are still well above the 2 – 3 per cent target range. The Reserve Bank of Australia (RBA) has flagged that the return to target could be slower than their current forecasts. Additionally, they have clearly articulated that they will not hesitate to increase the interest rate further, should there be a material upwards revision to the outlook for inflation. ​ continue…

by Brett Craig Posted in Aura Group.

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Securitisation plays a pivotal role in the global financial landscape, providing investors access to diversified pools of loan exposures, while allowing lenders to optimise their capital structure. Among the various types of securitisation products, residential mortgage-backed securities (RMBS) and private warehouse securitisations stand out as prominent categories in the Australian market. The Aura Private Credit strategy structure and invest in the latter, partnering with Australian small and medium sized business lenders. This week, we delve into the high-level differences between these two investment options. continue…

by Brett Craig Posted in Aura Group.

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