Aura Group
-
Pressure from the IMF to raise rates further
Brett Craig
November 6, 2023
The International Monetary Fund (IMF) have called on the Reserve Bank of Australia (RBA) to raise interest rates further. continue…
by Brett Craig Posted in Aura Group, Market commentary.
- save this article
- POSTED IN Aura Group, Market commentary
-
The impact of ongoing inflationary pressure
Brett Craig
October 31, 2023
The quarterly consumer price index rose 1.2 per cent over the September quarter and 5.4 per cent over the last 12 months. The quarterly result is higher than the 0.8 per cent rise reported in June, however the annual consumer price index (CPI) headline figure has dropped from 6.0 per cent. The September results are still well above the 2 – 3 per cent target range. The Reserve Bank of Australia (RBA) has flagged that the return to target could be slower than their current forecasts. Additionally, they have clearly articulated that they will not hesitate to increase the interest rate further, should there be a material upwards revision to the outlook for inflation. continue…
by Brett Craig Posted in Aura Group.
- save this article
- POSTED IN Aura Group
-
How do the Aura Private Credit strategies differ from residential mortgage-backed securities?
Brett Craig
October 20, 2023
Securitisation plays a pivotal role in the global financial landscape, providing investors access to diversified pools of loan exposures, while allowing lenders to optimise their capital structure. Among the various types of securitisation products, residential mortgage-backed securities (RMBS) and private warehouse securitisations stand out as prominent categories in the Australian market. The Aura Private Credit strategy structure and invest in the latter, partnering with Australian small and medium sized business lenders. This week, we delve into the high-level differences between these two investment options. continue…
by Brett Craig Posted in Aura Group.
- save this article
- POSTED IN Aura Group
-
Australian SMEs, non-bank lenders, private credit funds & securitisation
Brett Craig
October 17, 2023
The Reserve Bank of Australia provided an update on its “Recent Developments in Small Business Finance and Economic Conditions” series in the September 2023 bulletin1. The update touches on both the contribution of SMEs to the Australian economy and their access to finance (particularly small businesses), via traditional ADI (bank) funding and non-bank funding. continue…
by Brett Craig Posted in Aura Group.
- save this article
- POSTED IN Aura Group
-
The RBA’s battle with inflation: Examining the latest data points
Brett Craig
October 3, 2023
The Australian Bureau of Statistics (ABS) released some important data points last week on the state of inflation and the national accounts. The headline figures did not demonstrate the signs of contraction the Reserve Bank of Australia (RBA) is trying to achieve, however looking into the underlying causes and effects can provide some clarity and sense of optimism. continue…
by Brett Craig Posted in Aura Group, Market commentary.
- save this article
- POSTED IN Aura Group, Market commentary
-
WHITEPAPER
INTEREST RATES, THE BEST IT GETS. IT’S TIME TO DEPLOY CASH
Curious about the investment landscape in 2024? It appears that the current market offers a plethora of enticing opportunities for investors, a rarity not experienced since pre-pandemic times. This unique scenario stems from a confluence of factors, including elevated yields and comparatively rational equity valuations.
READ HERE -
10 reasons to consider private credit
Roger Montgomery
September 13, 2023
Fifteen years ago, many of my friends were in their early to mid-fifties. With retirement still a long way off, and living their best lives, the volatility of the stock market was something to be endured, if not salivated over, because it was the price to pay to create serious wealth. continue…
by Roger Montgomery Posted in Aura Group, Editor's Pick, Investing Education.
- save this article
- POSTED IN Aura Group, Editor's Pick, Investing Education
-
Aura Private Credit insights: monthly CPI indicator is easing
Brett Craig
September 4, 2023
The monthly Consumer Price Index (CPI) indicator is continuing to show signs of easing. The 12 months to July reported a 4.9 per cent increase, which is down from the June figure of 5.4 per cent. This is a significant improvement off the back of the 8.4 per cent peak in December 2022. This is the lowest inflation rate since February 2022. The most notable prices increases were in housing and food and beverages. The decline in the price of fuel offset the rise for the July period. continue…
by Brett Craig Posted in Aura Group, Market commentary.
- save this article
- POSTED IN Aura Group, Market commentary
-
Aura Private Credit insights: Are the rising interest rates finally having their desired effect?
Brett Craig
September 1, 2023
The latest monetary policy decision made in August was to hold the cash rate at 4.10 per cent. With the Reserve Bank of Australia’s (RBA) monetary policy meeting next week, many are wondering if the RBA has another rate hike up their sleeve. Whilst many believe we are nearing the top of the rate hiking cycle, understanding the current economic conditions will assist in determining the probability of an interest rate hike versus a hold on interest rates. continue…
by Brett Craig Posted in Aura Group, Market commentary.
- save this article
- POSTED IN Aura Group, Market commentary
-
Private Credit outclassing the asset classes
Roger Montgomery
August 30, 2023
Every six months, Morningstar assembles its Annual Asset Class Returns “gameboard” (Figure1.). The matrix displays the performance of seven major asset classes over the last 20 financial years to 30 June 2023. While the compilation doesn’t offer much by way of predictive value, its usefulness is in its educational content. continue…
by Roger Montgomery Posted in Aura Group, Market commentary.
- save this article
- POSTED IN Aura Group, Market commentary
-
Aura Private Credit letter to investors: 04 August 2023
Brett Craig
August 7, 2023
Over the last two weeks we have explored the different loan and security types of the Aura Private Credit strategies hold exposure to via relationships with non-bank lenders we see as best of breed. These lenders provide Australian small- to-medium enterprises (SME) with specialised funding solutions, utilising securitisation warehouse structures, provided by the Aura Private Credit strategies, as investment vehicles. continue…
by Brett Craig Posted in Aura Group.
- save this article
- POSTED IN Aura Group
