Aura Group

The Reserve Bank of Australia (RBA) monetary decision now has access to a key datapoint for their meeting today, with the first monthly CPI data (move from quarterly). We may be seeing some positive movement off the back of the RBA’s aggressive rate hiking cycle with household spending beginning to taper, although with inflation still on the rise the RBA will likely be driven to conduct further rate rises over the coming months. continue…

by Brett Craig Posted in Aura Group.

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Small to medium enterprises (SMEs) have been underserviced in the lending market for some time, further exacerbated by the COVID-19 global pandemic. The onset of the COVID-19 Global Pandemic in March 2020 brought shock and great uncertainty for individuals and business owners. The global interruption presented governments and businesses with a new unchartered challenge that had to be addressed immediately and with no precedent to follow. continue…

by Brett Craig Posted in Aura Group.

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The Reserve Bank of Australia has released a renewed paper reviewing how small to medium enterprises (SMEs) access funding. This report comes off the back of a July meeting with the Small Business Finance Advisory Panel, providing an update on the current state of the SME finance market. continue…

by Brett Craig Posted in Aura Group.

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In this video, Brett Craig explains the likely impact of rising interest rates, inflation and the possibility of a recession on small to medium enterprise businesses. He also reveals how these factors influence potential opportunities in the credit market. Brett then discusses why the Aura Core Income Fund has a preference for SMEs that have strong balance sheets, strong cash flows and a strong management team who are looking for funding for growth and profit initiatives. continue…

by Roger Montgomery Posted in Aura Group, Investing Education, Video Insights.

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Fintech-based lenders have emerged since the introduction of the peer-to-peer platform Zopa in the United Kingdom in 2005. Fintech lenders aim to reduce friction in the borrowing process for their customers, reducing the turnaround time from application to funding and offer products which best suit the borrowing needs of the customer. continue…

by Brett Craig Posted in Aura Group, Financial Services.

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The RBA has raised rates for the fifth month in a row bringing the cash rate to 2.35% with the expectation of reining in inflation by the end of the year. Largely in line with market expectations, the RBA raised the cash rate by 50 basis points. This is the highest cash rate since early 2015. continue…

by Brett Craig Posted in Aura Group, Market commentary.

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In this video, Brett Craig and Roger Montgomery introduce private credit, the opportunity it offers for stable monthly income while seeking to preserve capital, why SMEs seek funding outside of the main banks, where the Aura Core Income Fund invests and how it makes a return for investors. continue…

by Roger Montgomery Posted in Aura Group, Editor's Pick, Montgomery News and Updates.

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The retail trade and APRA July 2022 data released this week provided more data to support RBA hikes in the coming months. This week the ABS released data for retail trade turnover and volume. This dataset includes references to retail businesses including stores and online sales. continue…

by Brett Craig Posted in Aura Group, Market commentary.

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To provide a wider range of high quality investment choices, and stable monthly income, Montgomery Investment Management partnered with Aura Group and Brett Craig in May 2022. We are now delighted to announce the launch of our second income strategy, the Aura Core Income Fund.

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by Roger Montgomery Posted in Aura Group, Montgomery News and Updates.

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It was a relatively quiet reporting week from an economic and market perspective. Sometimes less news is good news!  This week the ABS released the counts of Australian businesses, which outline the number of actively trading businesses, rates of entry to exit from the market sector of the economy and the rates of business survival.​ continue…

by Brett Craig Posted in Aura Group, Editor's Pick.

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