Investing Education
-
Dividends do not make a good company – Part 2
Roger Montgomery
November 9, 2023
With annual general meeting (AGM) season underway, what is becoming clear, yet again, is that great managers are good at two things. The first is running the business, the second is allocating capital. Some might be able to run a business, but many managers are incompetent at allocating capital. continue…
by Roger Montgomery Posted in Investing Education, Market commentary.
-
Private Credit: Where collateral is king
Dean Curnow
November 7, 2023
Private credit, in your author’s opinion, will feature in the top ten most used investment phrases for 2023. My BBQ conversations on weekends this year have gone from penny stock recommendations to weird and wonderful ways to get exposure to private markets, notably through credit. continue…
by Dean Curnow Posted in Investing Education, Market commentary.
-
Dividends do not make a good company – Part 1
Roger Montgomery
November 6, 2023
I once relished receiving my dividend when they were sent as cheques in the mail. I liked tearing along that perforated line and took delight in those that were especially large in comparison to the price I had paid for the shares. I remember my shares in Fleetwood, whose dividend cheques were equal to 20 to 27 per cent of the investment I made. How silly of me then to ever hold a view about dividends that would cut out the fun of opening those innocuous, white, windowed envelopes that arrived the letter box twice a year. continue…
by Roger Montgomery Posted in Investing Education, Market commentary.
-
Dollar cost averaging: navigating market volatility for long term success
Roger Montgomery
September 29, 2023
Back in March 2022, Toby Roberts advocated for a dollar cost averaging approach to investing. Considering that The Montgomery Small Companies Fund has returned 11.19 per cent in the three months to 31 August, resulting in an outperformance of 8.97 per cent over its benchmark, I wanted to explore whether dollar cost averaging has provided another win for investors. continue…
by Roger Montgomery Posted in Investing Education.
- save this article
- POSTED IN Investing Education
-
Retirement planning assumptions and solutions
Roger Montgomery
September 28, 2023
Recently, Morningstar’s director of personal finance, Christine Benz, penned an insightful note explaining some common and dangerous assumptions individuals make when planning for retirement. continue…
by Roger Montgomery Posted in Investing Education.
- save this article
- POSTED IN Investing Education
-
WHITEPAPER
HIGHER RETURNS AND LOWER RISK? YES, IT’S POSSIBLE WITH PRIVATE CREDIT
Discover how private credit can deliver higher returns with lower risk in our latest whitepaper. Learn how the Aura Core Income Fund’s AA equivalent rated portfolio has consistently outperformed while maintaining transparency and robust risk management. Unlock the insights to achieve superior risk-adjusted returns today.
READ HERE -
Increasing the yield on the fixed interest component of your portfolio
David Buckland
September 19, 2023
According to the Australian Bureau of Statistics (ABS), 700,000 Australians are expected to retire over the next five years, taking the total number of retired Australians to 5 million, or around 18 per cent of a forecasted 27.5 million population[1]. The demographic shift is forcing a rethink in terms of retirees’ superannuation and savings. continue…
by David Buckland Posted in Investing Education.
- save this article
- POSTED IN Investing Education
-
Dear young investor: MINIMISE your contributions to super
Roger Montgomery
September 18, 2023
Back in 2013, I wrote a now infamous article entitled Dear Under 50 Investor. For convenience, I have linked that article at the end of this one. That article made it clear Australians’ superannuation would not be the great source of wealth accumulation for the youth that it once was, and still is, for the older cohort of baby boomers. continue…
by Roger Montgomery Posted in Editor's Pick, Investing Education.
-
How do we calculate total returns?
David Buckland
September 15, 2023
This blog provides investors with an explanation of how total return figures are calculated for the Montgomery Small Companies Fund. Importantly it is worth knowing the investment returns are not generated by Montgomery Investment Management. Fundhost Limited is the Independent Administrator and Responsible Entity of the Montgomery and Polen Capital Funds and is responsible for all the calculations. continue…
by David Buckland Posted in Investing Education.
- 2 Comments
- save this article
- POSTED IN Investing Education
-
10 reasons to consider private credit
Roger Montgomery
September 13, 2023
Fifteen years ago, many of my friends were in their early to mid-fifties. With retirement still a long way off, and living their best lives, the volatility of the stock market was something to be endured, if not salivated over, because it was the price to pay to create serious wealth. continue…
by Roger Montgomery Posted in Aura Group, Editor's Pick, Investing Education.
- save this article
- POSTED IN Aura Group, Editor's Pick, Investing Education
-
The three-bucket strategy for building a retirement portfolio
Roger Montgomery
September 6, 2023
What’s the best way to build a robust retirement portfolio that can ride out market fluctuations and provide steady and dependable income? Back in the 1980s, renowned U.S. financial strategist, Harold Evensky, devised what we believe is a smart approach. He called it the ‘Bucket strategy’. continue…
by Roger Montgomery Posted in Editor's Pick, Investing Education.
