Financial Services
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Aus Banks – Not all Mortgage Exposures are Created Equal
Stuart Jackson
June 7, 2016
There has been a lot of discussion of late about the current state of the residential property market and the potential for a correction, or even a collapse, in residential property prices. continue…
by Stuart Jackson Posted in Editor's Pick, Financial Services.
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Apartment price pressure mounting
Stuart Jackson
May 2, 2016
Further to our recent warnings about the risks to residential property prices, additional insight has been provided by the release of March quarter results from Genworth (ASX: GMA). Genworth is the largest (dominant) provider of mortgage insurance in Australia.
by Stuart Jackson Posted in Financial Services, Property.
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- POSTED IN Financial Services, Property
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Bank Earnings and Provisions
Stuart Jackson
April 11, 2016
The market has become increasingly concerned about the risk of asset impairments for the major banks. Whether it be from exposure to Asia, mining and energy assets, agriculture assets in New Zealand, or the housing market in Sydney and Melbourne. Banks have effectively sold a put option to consumers and businesses over their assets or income streams and as a result they have a leveraged exposure to significant falls in asset prices. continue…
by Stuart Jackson Posted in Financial Services, Insightful Insights.
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The Business – ABC News
Roger Montgomery
March 30, 2016
In this interview with Ticky Fullerton, Roger discusses whether an over supply of property will result in a slowing of property credit growth, what that means for growth overall and are we paying too much for the banks?
You can listen to all of the team’s television interviews through browsing our media library, view more clips here.
by Roger Montgomery Posted in Financial Services, Insightful Insights.
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Henderson’s 2015 Result
Scott Shuttleworth
March 2, 2016
Several weeks ago we blogged on the prospects of Henderson Group PLC (ASX: HGG). Since that time, the firm reported its 2015 result and it seems timely to review the result and check its prospects. continue…
by Scott Shuttleworth Posted in Companies, Financial Services.
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- POSTED IN Companies, Financial Services
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A quality business worth consideration
Scott Shuttleworth
February 4, 2016
If you’re searching for an undervalued but high quality stock, Henderson Group PLC (ASX: HGG/LN: HGG) may be worth consideration. continue…
by Scott Shuttleworth Posted in Companies, Financial Services.
- 18 Comments
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- POSTED IN Companies, Financial Services
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What are some of the risks with big bank shares?
Stuart Jackson
January 31, 2016
Recently we received a question in writing from one of our investors expressing concern about bank shares in which Montgomery Funds have recently acquired some exposure. Stuart Jackson devoted a little time to answer so we share it with you here. continue…
by Stuart Jackson Posted in Financial Services.
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- POSTED IN Financial Services
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Coming to a bank near you…
Stuart Jackson
December 16, 2015
ANZ has announced that it has signed an agreement with Google for ANZ customers to be able to upload their credit and debit accounts to Android Pay. This will allow customers to use ANZ accounts to make contactless payments for goods and services. ANZ expects to begin offering access to Android Pay by mid 2016, and will also be able to provide contactless payments through its own app on Android phones (allowing it to retain 100 per cent of the interchange fee if it can convince customers to use its app rather than Android Pay).
by Stuart Jackson Posted in Financial Services, Insightful Insights.
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Out of the frying pan and into the fire
Stuart Jackson
December 10, 2015
Disruption is a topic of continual discussion in financial markets these days. Digital disruption works best when a new process is able to effectively provide the same or better service at substantially lower cost. This cost advantage can be the result of efficiencies from technology, or a new model that is able to bypass artificially imposed costs, such as regulatory costs. continue…
by Stuart Jackson Posted in Financial Services, Insightful Insights.
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A Scenario to Consider
Tim Kelley
November 18, 2015
This chart from the latest RBA Chart Pack shows (on the left hand side) the level of debt held by Australian households as a percentage of disposable income. As you can see, debt levels have been on something of a bender for the last few decades. Associated with this, we have seen excellent growth in mortgage books for the big four banks, and a generally chipper residential property market. continue…
by Tim Kelley Posted in Financial Services, Insightful Insights.
