In this week’s video insight Stuart discusses why the banks are selling or demerging lower return overseas operations and insurance operations.

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by Stuart Jackson Posted in Financial Services, Video Insights.

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Forget the Royal Commission. An even greater threat to Aussie banks lies just over the horizon in the form of new high-tech competitors that can price financial products at levels that our banks find impossible to match. Continue…

by Stuart Jackson Posted in Financial Services.

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The statistical release of APRA and the RBA’s credit growth data for April shows a stabilisation in the rate of overall mortgage, personal and business loan book growth at 5 per cent across the overall Australian market. By category, mortgage book growth continued to slow, increasing 6 per cent year over year, while business loan book growth improved a little to 4.4 per cent. Continue…

by Stuart Jackson Posted in Financial Services.

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In 2016, Wesfarmers (ASX:WES) raised the eyebrows of many investors when it expanded into the UK and Ireland hardware business. Two years later and $1.7 billion down on its investment, WES has decided to pull out. It shows yet again why growth through acquisition can be a risky strategy. Continue…

by Stuart Jackson Posted in Companies.

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In the midst of the Royal Commission into Misconduct in Financial Services, the major banks have released their latest half yearly results. The market headed into the reporting period with a high degree of apprehension given the public backlash emanating from the revelations coming from testimony at the Royal Commission to date. Continue…

by Stuart Jackson Posted in Companies, Financial Services.

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Many stockmarket investors don’t pay much attention to movements in US Treasury Bonds. But there are some very strong reasons why they should. And one of those is their impact on share prices. Continue…

by Stuart Jackson Posted in Market commentary.

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In this week’s video insight Stuart discusses the banks. They have dominated the media headlines for all the wrong reasons recently. Given this backdrop, first half results come at a very interesting time.

by Stuart Jackson Posted in Editor's Pick, Video Insights.

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The Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry is bad news for banks and other organisations that are being put under the microscope.  But it’s been a boon for advertisers, who have enjoyed a boost in ad spending as financial services businesses seek to prop up their brands. Continue…

by Stuart Jackson Posted in Media Companies.

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After raising standard variable rates on interest only and investment property mortgages in 2016 and 2017, the big banks have recently unwound some of these increases. This has surprised some observers. So, what’s going on? Continue…

by Stuart Jackson Posted in Editor's Pick, Financial Services.

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Duncan Hughes wrote an article in the Australian Financial Review that discusses mortgage rate cuts and mentions Stuart’s view on the risks to the financial system. Read here.

by Stuart Jackson Posted in On the Internet.

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