Tag Archives: SMSF

  • Will your super win the Premiership this year?

    Scott Phillips
    October 1, 2016

    If you’re more excited by the prospect of the upcoming AFL and NRL footy finals than the returns in your superfund, then you’re not alone. For most people, superannuation does not make great conversation and many tend to take a ‘set and forget’ approach. But if you’re looking to take control of your retirement savings, then a more active approach is the way to go. Continue…

    by Scott Phillips Posted in Investing Education.
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  • What does SMSF asset allocation look like?

    Scott Phillips
    June 27, 2016

    If you have a self-managed super fund (SMSF), you know you’re in charge. Trustees are accountable for developing and implementing the fund’s investment strategy, and making all investment decisions. When preparing and reviewing your investment strategy, in addition to considering the personal circumstances of the fund members, you do need to consider diversification – how will the fund invest in a range of assets and asset classes. Continue…

    by Scott Phillips Posted in Investing Education.
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  • Do people who open a SMSF actually get higher returns?

    Scott Phillips
    April 13, 2016

    Recent figures from APRA show that there are over 565,000 self-managed super funds in operation as at December 2015 and that represent 29.1 per cent of all superannuation assets in Australia. There is no doubt that the growth of SMSFs has been phenomenal considering they are, at their essence, just a structure and are not product sold or promoted by a particular company, such as an iPhone or a pair of Nike shoes. Continue…

    by Scott Phillips Posted in Insightful Insights.
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  • How diverse is your super or SMSF investment portfolio?

    Scott Phillips
    January 21, 2016

    Here at Montgomery, investors often ask us if it is a wise idea for them to invest all their superannuation savings into our funds. Unfortunately, we cannot provide personal advice however, we thought it may be useful to outline some of the basic principles of investment diversification – and how it might be applied to your superannuation investment portfolio. Continue…

    by Scott Phillips Posted in Insightful Insights.
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  • Considering converting your super to a SMSF?

    Scott Phillips
    November 11, 2015

    Here at Montgomery we are often asked by investors whether or not they should have a self managed super fund (SMSF). As we are not financial advisers, we cannot help people make this decision, which should largely be based on their personal situation and circumstances. However, we thought it might be helpful to outline a few of the pros and cons to consider. Continue…

    by Scott Phillips Posted in Insightful Insights.
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