Financial Services
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Lifting loan rates won’t help banks
Roger Montgomery
October 26, 2015
In this column published in The Australian, Roger explores the implications of David Murray’s Financial System Inquiry.
Click on the image below to read his piece entitled “Lifting loan rates won’t help banks”.
You can read all of the team’s press articles through browsing our media library, view more articles here.by Roger Montgomery Posted in Financial Services, Insightful Insights.
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The Business – ABC News
Roger Montgomery
October 21, 2015
In this interview with Ticky Fullerton, Roger Montgomery discusses David Murray’s Financial Systems Inquiry recommendations that have put the Big Banks in the line of fire.
Is the decade of clover for the banks and their shareholders over?
You can listen to all of the team’s television interviews through browsing our media library, view more clips here.
by Roger Montgomery Posted in Financial Services, Insightful Insights.
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What’s the outlook for mortgage rates?
Stuart Jackson
September 23, 2015
As we have discussed a number of times in the past, the major banks face significant headwinds from increasing capital adequacy requirements over the next few years. This is due to a partial reversal of the significantly lower risk weightings that were applied to major bank mortgages, combined with the need to generally hold more equity capital to reduce the potential risks given their ‘too big to fail’ status in the Australian economy. continue…
by Stuart Jackson Posted in Financial Services, Insightful Insights.
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Maybe we’re not quite done on the major bank capital raising just yet
Stuart Jackson
August 26, 2015
The volatility in equity markets over the last week is likely to be making a few bankers a little nervous. continue…
by Stuart Jackson Posted in Financial Services, Insightful Insights.
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Comparing NAB to ANZ
Stuart Jackson
August 10, 2015
Following on from ANZ’s trading update last week, NAB reported its June quarter trading update today. NAB reported 9 per cent growth in cash earnings for the quarter to A$1.75 billion. This appeared to comfortably beat ANZ’s cash earnings growth of 4 per cent for the same quarter. However, there were a number of notable quality differences in the period. continue…
by Stuart Jackson Posted in Financial Services, Insightful Insights.
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Will the non-major banks follow the big boys in lifting rates?
Stuart Jackson
August 6, 2015
The Reserve Bank of Australia released its June credit data last week. The data continued to show strong growth in investment mortgages, with outstanding loans increasing 10.7 per cent on the same time last year. This remains above APRA’s targeted ceiling growth rate of 10 per cent and represents a slight acceleration in the rate of growth relative to the May data. continue…
by Stuart Jackson Posted in Financial Services, Insightful Insights, Property.
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Crafty Banks and Hard Braking – more rate rises to come
Roger Montgomery
July 27, 2015
On Friday the Commonwealth Bank of Australia (CBA) became the second of the big four banks to increase interest rates for property investors. The media reported over the weekend that the reason for this is an effort to “rein in” investor lending. continue…
by Roger Montgomery Posted in Financial Services, Insightful Insights.
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Are you banking on heavy weights?
Roger Montgomery
July 20, 2015
For some time the team at Montgomery have been reporting on the risks to the relative competitive position of the major banks including doing so prior to the publication of David Murray’s Financial System Inquiry (FSI) report. continue…
by Roger Montgomery Posted in Companies, Financial Services, Insightful Insights.
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The Buffett effect
Tim Kelley
June 17, 2015
Australian banks have had a good run this week, apparently on the back of some comments made by Warren Buffett in a media briefing relating to Berkshire Hathaway’s investment in Insurance Australia Group (ASX: IAG). continue…
by Tim Kelley Posted in Financial Services, Insightful Insights, Investing Education.
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Is gold more attractive in a zero interest rate world?
Tim Kelley
April 23, 2015
Many investors find a place in their portfolios for gold. It has the attraction of being tangible and difficult for governments to print. continue…
by Tim Kelley Posted in Financial Services, Foreign Currency, Insightful Insights.
