Celebrating another milestone – 96 positive consecutive monthly returns, 9.55% p.a. since inception
Montgomery Investment Management recently celebrated the 8th anniversary of the Aura Private Credit Income Fund (the Fund), and its 96 consecutive positive monthly cash distribution, delivering a compound net return of 9.55 per cent per annum since inception in August 2017.*
The Aura Private Credit Income Fund, distributed exclusively by Montgomery and Aura Group, aims to provide attractive monthly income with targeted returns of 9-12 per cent per annum from a broadly diversified portfolio of loans to small and medium-sized Australian corporates.
Montgomery’s partnership with Aura Credit Holdings began in 2022, and now distributes two private credit funds – the Aura Private Credit Income Fund (for wholesale investors) and the Aura Core Income Fund.
Investors in both funds have benefited from monthly income, with no volatility of capital to date.
In addition to offering investors attractive targeted returns without exposure to public markets, The Fund’s investments in a select group of seven lenders, and across more than 13,000 loans, provide diversification across industries.
By prudently analysing the merits of businesses requiring short-term loans, deep due diligence aims to produce attractive income while reducing risk.
The Fund’s track record of 96 consecutive positive monthly returns, irrespective of the gyrations in public markets, is a testament to the success of the strategy, investment philosophy and approach.
Since its August 2017 inception, the Aura Private Credit Income Fund has delivered a compound net return of 9.55 per cent per annum on a distribution-reinvested basis. And investors have received an average monthly income of 0.76 per cent since its inception.*
*Performance of the Aura Private Credit Income Fund since its inception on 1 August 2017. Net returns after fees and expenses as at 31 July 2025 and assumes reinvestment of distributions.
If you would like to learn more, please contact David Buckland, CEO or Rhodri Taylor, Account Manager, on 02 8046 000. You can also learn more by clicking here: Find out more about investing in Private Credit with Montgomery.
Disclaimer
You should read the relevant Product Disclosure Statement (PDS) or Information Memorandum (IM) before deciding to acquire any investment products.
Past performance is not a reliable indicator of future performance. Returns are not guaranteed and so the value of an investment may rise or fall.
This information is provided by Montgomery Investment Management Pty Ltd (ACN 139 161 701 | AFSL 354564) (Montgomery) as authorised distributor of the Aura Core Income Fund (ARSN 658 462 652) (Fund). As authorised distributor, Montgomery is entitled to earn distribution fees paid by the investment manager and may be issued equity in the investment manager or entities associated with the investment manager.
The Aura Core Income Fund (ARSN 658 462 652)(Fund) is issued by One Managed Investment Funds Limited (ACN 117 400 987 | AFSL 297042) (OMIFL) as responsible entity for the Fund. Aura Credit Holdings Pty Ltd (ACN 656 261 200) (ACH) is the investment manager of the Fund and operates as a Corporate Authorised Representative (CAR 1297296) of Aura Capital Pty Ltd (ACN 143 700 887 | AFSL 366230).
You should obtain and carefully consider the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for the Aura Core Income Fund before making any decision about whether to acquire or continue to hold an interest in the Fund. Applications for units in the Fund can only be made through the online application form that accompanies the PDS. The PDS, TMD, continuous disclosure notices and relevant application form may be obtained from www.oneinvestment.com.au/auracoreincomefund or from Montgomery.
The Aura Private Credit Income Fund is an unregistered managed investment scheme for wholesale clients only and is issued under an Information Memorandum by Aura Funds Management Pty Ltd (ABN 96 607 158 814, Authorised Representative No. 1233893 of Aura Capital Pty Ltd AFSL No. 366 230, ABN 48 143 700 887).
Any financial product advice given is of a general nature only. The information has been provided without taking into account the investment objectives, financial situation or needs of any particular investor. Therefore, before acting on the information contained in this report you should seek professional advice and consider whether the information is appropriate in light of your objectives, financial situation and needs.
Montgomery, ACH and OMIFL do not guarantee the performance of the Fund, the repayment of any capital or any rate of return. Investing in any financial product is subject to investment risk including possible loss. Past performance is not a reliable indicator of future performance. Information in this report may be based on information provided by third parties that may not have been verified.
Roger Montgomery is the Founder and Chairman of Montgomery Investment Management. Roger has over three decades of experience in funds management and related activities, including equities analysis, equity and derivatives strategy, trading and stockbroking. Prior to establishing Montgomery, Roger held positions at Ord Minnett Jardine Fleming, BT (Australia) Limited and Merrill Lynch.
He is also author of best-selling investment guide-book for the stock market, Value.able – how to value the best stocks and buy them for less than they are worth.
Roger appears regularly on television and radio, and in the press, including ABC radio and TV, The Australian and Ausbiz. View upcoming media appearances.
This post was contributed by a representative of Montgomery Investment Management Pty Limited (AFSL No. 354564). The principal purpose of this post is to provide factual information and not provide financial product advice. Additionally, the information provided is not intended to provide any recommendation or opinion about any financial product. Any commentary and statements of opinion however may contain general advice only that is prepared without taking into account your personal objectives, financial circumstances or needs. Because of this, before acting on any of the information provided, you should always consider its appropriateness in light of your personal objectives, financial circumstances and needs and should consider seeking independent advice from a financial advisor if necessary before making any decisions. This post specifically excludes personal advice.
