Over The Money Fence – smart investing at every stage of your life
In this episode of our monthly series Over The Money Fence, with Nicola and Di, we tackle the question; ‘What does smart investing look like at every age and stage of your life?’. The answer may not be as simple as you would expect.
As life evolves, so too does our relationship with money. Whether you’re in your 20s or 50s, your risk appetite, personal commitments, and financial capacity will shape your investment decisions. We break it down generation by generation – from Gen Z just starting out, to Boomers nearing or in retirement – to explore what “smart investing” might mean across each life stage.
We also spoke about transcendent tactics that apply across all generations — like the power of having a separate wealthing account. Unlike a savings account, this is your dedicated space for building long-term wealth. We also discussed the benefits of alternative investment options such as private credit – which may prove to be a powerful investment tool at any stage of life but particularly for those who have a lower risk appetite.
You can watch the full episode on Youtube here:
Or you can listen to the episode on Apple Podcasts here:
Roger Montgomery is the Founder and Chairman of Montgomery Investment Management. Roger has over three decades of experience in funds management and related activities, including equities analysis, equity and derivatives strategy, trading and stockbroking. Prior to establishing Montgomery, Roger held positions at Ord Minnett Jardine Fleming, BT (Australia) Limited and Merrill Lynch.
He is also author of best-selling investment guide-book for the stock market, Value.able – how to value the best stocks and buy them for less than they are worth.
Roger appears regularly on television and radio, and in the press, including ABC radio and TV, The Australian and Ausbiz. View upcoming media appearances.
This post was contributed by a representative of Montgomery Investment Management Pty Limited (AFSL No. 354564). The principal purpose of this post is to provide factual information and not provide financial product advice. Additionally, the information provided is not intended to provide any recommendation or opinion about any financial product. Any commentary and statements of opinion however may contain general advice only that is prepared without taking into account your personal objectives, financial circumstances or needs. Because of this, before acting on any of the information provided, you should always consider its appropriateness in light of your personal objectives, financial circumstances and needs and should consider seeking independent advice from a financial advisor if necessary before making any decisions. This post specifically excludes personal advice.
